Insurance Frequently asked questions

Are bonuses for real?
Money back money, no discounted claims and other advertising offered by insurance companies are true. However, taking full advantage of these contracts, it is important to fully understand their limitations. Don’t be afraid to ask your sales consultant or broker to explain these features, in detail, to you.


It is important to remember however, that each special program has cost. Insurance company often provides payment for special deals or bonuses. Payments cannot be obvious, but it is for you or your broker to determine whether the payment you are paying and the benefits you receive should be given the bonuses you are given. In short, it should not take insurance policy based only on bonuses that insurance provides. The most important thing to consider is whether the insurance policy in general is working for you.


How can I reduce my costs?
Ask your insurance. This is the question they will be happy to answer. Sometimes you do something a little different, if you just allow you to drive your car, it can reduce your premium. Also adding a tracker on your car can reduce your insurance premiums.
Other things you can do, are to make sure you have burglar bars on all windows, security doors on all doors and burglar alarms. Anything that the insurer would realize if you reduce your risk of claim should reduce the amount you are charged.


Why are all the questions interesting?
Your insurance wants to know enough about you so they can accept your own risk. The more information they have about you, the better it is to understand your risks and more accurately can pay you for a payment that shows your risk to them.


What are fraudulent claims?
Claims are fraudulent claims that are made to insurers for an incident that does not happen. It is also an illusion to provide bad information about claims that have happened to your insurance. This can be summarized as follows:


i) The demand for something that was not lost (example something that has been put on the boot of your car when it was not available)
ii) To multiply what was lost (for example, to reduce the true value of something that is supposed to, for example to claim a $1000 TV while Your TV was worth $420)
iii) Adjusting what was lost (example claiming that someone hits your car when you log into them)


Insurance has a huge impact on the industry and it works to increase payments that are paid by every policymaker. So, if you think it proves only insurance, be careful that it will affect the charge you are charged with the next policy you use and the payment of your friends and family will also increase the result.

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